Effective Date: May 20, 2024
PoetrYY Finance and its affiliates (collectively “PoetrYY”,'we”, “our,” or “us”) are committed to protecting your privacy.
This Privacy Policy explains how your personal information is collected, used and disclosed by PoetrYY.
This Privacy Policy applies to services provided through PoetrYY platform.
By accessing or using our Services, or otherwise manifesting your assent to this Privacy Policy, you signify that you have read, understood and agree to our collection, storage, use and disclosure of your personal information as described in this Privacy Policy and our Terms of Use.
If you are an individual acting on behalf of a Company, you represent and warrant that you are an authorized representative of Company with the authority to bind Company to this Privacy Policy ('Administrator'), and that you agree to this Privacy Policy on Company’s behalf.
Terms not defined in this Privacy Policy will have the meaning set forth in our Terms of Use.
We will collect personal, business and financial information as a prerequisite to you being authorized to use the Services to open an account. The collection of information may include:
Additional information will be requested at account opening and may be requested throughout the life of the account relationship to meet regulatory and legal requirements. If you choose to provide us with personal information, business information, financial information, and financial data, you consent to the transfer and storage of that information on our servers located within the United States. We may also collect any communications between you and PoetrYY and any other information you provide to PoetrYY.
We collect information about how you use the Service, your actions on the Service, and your communications with us through the Services. If you need to update your permissions, you can do so in the 'Settings' app of your device. Please remember that PoetrYY may, but has no obligation to, monitor, record, and store information you provide to PoetrYY and information we collect about you in order to protect your safety or the safety of other users, to assist with regulatory or law enforcement efforts, or to protect and defend our rights and property. By using the Service, you consent to the recording, storage and disclosure of such communications you send or receive for these purposes.
To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act, a Federal law, requires financial institutions to obtain, verify, and record information that identifies each business that opens an account and the personal information of its owners or representatives. Therefore, when applying for an account, we, on behalf of financial institution(s), will ask for details about the personally identifiable information about the business owners, administrators, and/or authorized users such as: name, address, date of birth, SSN, phone number, and other information that will allow financial institution(s) to confirm your identity. We may also ask for details about the business owner’s, administrators’, and/or authorized user’s driver’s license number, passport information, or other identifying information. We may also collect photos, text, videos, or any other information you upload and/or send through our Services.
When you use our Services, we may collect information from your computer or mobile device, such as the unique identification number, the model, operating system and version, your browser type and version, the presence of any device, operating system, or browser add-ons, the times you access our Services, the locations from where you access our Services (attributed based on your IP address, the page you visited before navigating to our Services, and your mobile device’s location services), and your stored contacts. We use this information to operate, maintain, and provide to you the features and functionality of the Service, as well as to communicate directly with you, such as to send you email messages and push notifications. We may also send you Service-related emails or messages(e.g., account verification, change or updates to features of the Service, technical and security notices). For more information about your communication preferences, see 'Control Over Your Information' below.
We may share your personal information in the instances described below. For further information on your choices regarding your information, see the 'Control Over Your Information' section below. We may share your personal information with:
We may also share information with others in an aggregated or otherwise anonymized form that does not reasonably identify you directly as an individual.
You may update your profile information, such as your username and profile photo, and may change some of your data sharing preferences on your Settings Page.
The app will ask for access to your Device Information. You may control the app’s access to your device information through your 'Settings' app on your device. For instance, you can withdraw permission for the app to access your address book, location, photo stream and camera.
You can stop receiving promotional email communications from us by clicking on the 'unsubscribe link' provided in such communications. We make every effort to promptly process all unsubscribe requests. You may not opt out of service-related communications (e.g., account verification, transactional communications, changes/updates to features of the Service, technical and security notices).
If you have any questions about reviewing, modifying, or deleting your information, or if you want to remove your name or comments from our website or publicly displayed content, you can contact us by emailing us, calling us, live chat or submitting a Customer Support Form online. Please visit PoetrYY’s Contact Us section of the website for the information. We may not be able to modify or delete your information in all circumstances.
In an ongoing effort to better understand our users and the Services, we might analyze Site Data to operate, maintain, manage, and improve the Services. This Site Data does not identify you personally. We may share this aggregate data with our affiliates, agents, and business partners. We may also disclose Site Data and aggregate user statistics to describe the Services to current and prospective business partners and to other third parties for other lawful purposes.
We may share, or we may permit third-party online advertising networks, social media companies and other third-party services, to collect, information about your use of our website over time so that they may play or display ads that may be relevant to your interests on our Services as well as on other websites or apps, or on other devices you may use.
Typically, though not always, the information we share is provided through cookies or similar tracking technologies, which recognize the device you are using and collect information, including hashed data, clickstream information, browser type, time and date you visited the Services, and other information. This information is used to display targeted ads on or through our Services or on other websites or apps. We or the online advertising networks use this information to make the advertisements you see online more relevant to your interests.
As noted above, depending on your browser or mobile device, you maybe able to set your browser to delete or notify you of cookies and other tracking technology by actively managing the settings on your browser or mobile device. You may also be able to limit interest-based advertising through the settings on your mobile device by selecting 'limit ad tracking' (iOS)or 'opt-out of interest-based ads' (Android). If you have any questions about opting out of the collection of cookies and other tracking/recording tools, you can contact us by writing us at our address, emailing us, live chat, calling us or submitting a Customer Support Form online. Please visit PoetrYY Contact Us section of the website for the information.
PoetrYY does not knowingly collect or solicit any information from anyone under the age of 18 through our Services. If you are under 18, please do not give us any personal information. In the event that we learn that we have inadvertently collected personal information from a child under age 18, we will delete that information as quickly as possible. If you believe that we might have any information from a child under 18, you can contact us by writing, emailing, calling, or submitting a chat. Please visit www.poetryyfinance.com Contact Us section of the website for the information.
The Services may contain links to and from third-party websites of our business partners, advertisers, and social media sites and our users may post links to third-party websites. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for their policies. We strongly recommend that you read their privacy policies and terms and conditions of use to understand how they collect, use, and share information. We are not responsible for the privacy practices or the content on the websites of third-party sites.
Pursuant to Section 1798.83 of the California Civil Code, California residents have the right to obtain certain information about the types of personal information that companies with whom they have an established business relationship (and that are not otherwise exempt) have shared with third parties for direct marketing purposes during the preceding calendar year, including the names and addresses of those third parties, and examples of the types of services or products marketed by those third parties.
If you wish to submit a request pursuant to Section 1798.83, please contact us by writing, email, calling, or submitting an in app chat. Please visit www.poetryyfinance.com and the Contact Us section of the website for the information.
If you are a resident of California, you have the following choices in our use and disclosure of your Personal Data subject to certain limitations under the California Consumer Privacy Act (“CCPA”):
You may request, up to twice in a 2-month period, the following information about the Personal Data we have collected, used, disclosed or sold about you during the past 12 months:
You may request that we delete the Personal Data we have collected from you, subject to certain limitations under the CCPA.
You have the right to opt-out of the sale of your Personal Data. We do not sell your Personal Data.
The CCPA provides that you may not be discriminated against for exercising these rights.
To submit a request to exercise any of the rights described above, you may email us at info@poetryyfinance.com.
We will verify your identity before responding to your request by either verifying that the email address from which you send the request matches your email address that we have on file, or by requiring you to log into your Account.
If any authorized agent submits a consumer request under the CCPA on your behalf, we require the authorized agent to submit the following information so that we can confirm their authority to act on your behalf:
Pursuant to Section 1798.83 of the California Civil Code, residents of California have the right to obtain certain information about the types of Personal Data that companies with whom they have an established business relationship (and that are not otherwise exempt) have shared with third parties for direct marketing purposes during the preceding calendar year, including the names and addresses of those third parties, and examples of the types of services or products marketed by those third parties. If you wish to submit a request pursuant to Section 1798.83, please contact PoetrYY via email at info@poetryyfinance.com.
If you have any questions about this Privacy Policy or the website, you can contact us by any of the following ways:
If you have any questions about this Privacy Policy or the website, you can contact us by any of the following ways:
We may modify or update this Privacy Policy from time to time to reflect the changes in our business and practices, and so you should review this page periodically. When we change the policy in a material manner, we will let you know via email and update the ’last modified’ date at the top of this page. If you object to any changes, you may close your account. Continuing to use our Services after we publish changes to this Privacy Policy means that you are consenting to the changes.